At Topaz Financial Planning, we provide expert guidance on equity release, allowing homeowners aged 55 and over to access the wealth tied up in their property. Whether you're looking to boost your retirement income or fund a specific project, we help you understand your options and make informed decisions.

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How We Help

1. Lifetime Mortgages - We offer lifetime mortgage solutions, enabling you to release equity from your home while continuing to live there. The loan is repaid from the sale of your property when you pass away or move into long-term care.

2. Home Reversion Plans - Home reversion allows you to sell a portion of your home in exchange for a lump sum or regular income, while retaining the right to live in your property for the rest of your life.

3. Personalized Advice - Equity release is a significant decision, and we take the time to assess your financial situation and goals. We provide impartial advice and help you choose the right option for your needs.

4. Managing Risks
   We ensure that you fully understand the long-term impact of equity release on your finances, including the potential effect on your inheritance and any other financial commitments.